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Terms of use

This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and terms of use for access or usage of the website www.indianyouthcard.com.

These terms of use and conditions hereinafter ("Agreement") is a legal contract between yourself, who have agreed to become registered member of www.indianyouthcard.com ( a website owned, operated and managed by Youth Card Pvt. Ltd. (“IYC”), a company registered under the Companies Act, 1956 having it’s Corporate Office at 10, Maharani Bagh, Central Avenue, New Delhi -110065), regarding your use of IYC’s services ("Services"). Part of the Services displayed at this website are provided by third party service providers (“Third Party / Parties”), the availment whereof shall be governed by the terms and conditions regulating such services and displayed at the respective websites of Third Parties. You shall hereinafter and elsewhere on the website www.indianyouthcard.com (“Website”) be referred to as the “Member” and the Services are available to you i.e., the Member(s) subject to your compliance with the Agreement.

The domain name www.indianyouthcard.com as referred to as the Web-Site is owned by IYC.

The terms and conditions mentioned herein i.e., in this Agreement regulate the usage of the Web-Site (www.indianyouthcard.com) owned, operated and managed by IYC. Any person or Member using the Web-Site in violation of any of the stipulations contained in the Agreement or elsewhere on the Web-Site shall render himself / herself liable to appropriate action in a court of law both civil and criminal. Access to the Services available on the Web-Site may only be available to Members.

In case of non-compliance or breach of the Agreement, IYC may terminate usage rights of the Member / membership in its absolute discretion.

The Member agrees that if he/she provides any information that is untrue, inaccurate, not current or incomplete or IYC has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with the Agreement, IYC shall have the right to indefinitely suspend or terminate or block access of the concerned membership on the Web-site.


Membership Eligibility

The Services are available only to persons who can form / enter into legally binding contracts under the Indian Contract Act, 1872. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to avail the Services. Any person below 18 years of age can avail the Services through written consent of his/her legal guardian or parents. By availing the Services, the Member represents that he/she has the right, authority, and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement.

The membership is neither re-saleable nor transferable by the Member to any other person, corporate body, firm or individual. For the removal of doubts, it is clarified that availing of the Services by the Member constitutes an acknowledgement and acceptance by the Member of this Agreement. If the Member does not agree with any part of such terms, conditions and notices contained in the Agreement, the Member must not avail the Services.

The Services of this Web-Site are available only to the Members on a single user basis. Members can avail the Services upon payment of membership fee / renewal fee and other charges determined by IYC from time to time and abiding by the applicable terms and conditions.

The Services are personal in nature and cannot be assigned or transferred to or shared with any other person.

The payments towards Services wherever applicable shall be made by the Member only through the co-branded prepaid card (“Card”) issued by the bank (“Bank”) under arrangement with IYC. The Card shall be issued by the Bank in terms of separate independent agreement between the Member and the Bank.


Communications to Members

When any Member uses the Web-site or send emails or other data, information or communication through the Web-site or otherwise to IYC, the Member agrees and understands that he/she is communicating with IYC through electronic records and the Member consents to receive communications via electronic records from IYC periodically and as and when required. IYC may communicate with the Member(s) by email or by such other mode of communication, electronic or otherwise.


Membership charges

The membership charges / subscription payable by the Member to IYC, initially at the time of admission, as well as the annual membership fee payable towards renewal of membership fee shall be non-refundable and no claim of any Member shall ever lie against IYC or the Web-Site under any circumstances.


Use of the website

The right to use the Services of the Web-Site is on revocable license / permission basis as per the terms and conditions contained herein. Except the usage of the Services during the license period in accordance with these terms and conditions, the Members shall not have any right or title over the Web-Site or any of its contents.

It is reiterated that the Services are for the Member's personal and non - commercial use.

Unless otherwise specified, the Member should not modify copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Web-Site without the express written approval from IYC.

IYC reserves the right to modify, suspend, cancel, discontinue or terminate the Services at its absolute discretion without giving any prior notice and without assigning any reason whatsoever and without any liability to the Member.

IYC may add, change, discontinue, remove or suspend any of the content posted on the Web-Site.

It is the endeavor of IYC to ensure that the information provided on the Web-Site and the contents posted are accurate but IYC does not guarantee or warrant its / their accuracy, adequacy, correctness, validity, completeness or suitability for any purpose, and accepts no responsibility with respect to the same.

Where any of the Services are to be provided directly by IYC, it at its sole discretion, reserves the right to not to accept any request from the Member without assigning any reason thereof. Any contract to provide any Service by IYC is not complete until full money towards the Service is debited from the Card.

IYC reserves the right to change the terms and conditions governing its relationship with the Member without any notice and the Member shall be responsible for regularly reviewing these terms and conditions and covenant hereby to agree with those changes. Member’s continued use of the Web-Site following changes to these terms constitutes his/her acceptance of the amended terms.

IYC does not warrant that the functions contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the servers that make it available are free of viruses or other harmful components, but shall endeavor to ensure Member’s fullest satisfaction.

The Services provided by IYC to the Member are on principal to principal basis and IYC shall not be deemed to be acting as an agent (express or implied) on behalf of the Member.

Nothing herein shall be deemed to confer any third-party rights or benefits.


Advertisements and Commercial Content Served or Enhanced by IYC

IYC does not endorse any advertiser on the Web-Site or on Third Party’s websites in any manner whatsoever. The Member should verify the accuracy of all information on his / her own, before undertaking any reliance on such information.

Member’s correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Web-Site or Third Party’s websites should be solely between him / her and such advertiser.

Nothing on Web-Site constitutes, or is meant to constitute, advice and solicitation of any kind.


Services

IYC and/or Third Parties make no representations about the suitability, reliability, availability, timelines, of the Services for any purpose. All Services are provided "as is" without warranty of any kind.


SERVICES PROVIDED BY THIRD PARTY ON IYC WEBSITE

While providing some of the Services, the Web-Site is acting like a platform for communication between the Member and Third Parties and any contract for sale of any of the products or services shall be a strictly bipartite contract between the Member and the Third Parties.

Services provided by Third Parties include but are not limited to Ytravel, YRecharge, Yfashion, Ywork, Ystudy (admission news and study tours), Yhelp and Yshop (customized products, personalized products, refurbished products and Grab an Offer) and are being independently and exclusively provided by the Third Parties. Before availing any Third Party service or concluding any such transaction, it shall be obligatory upon the Member to independently peruse and agree upon the terms and conditions displayed at the website of the relevant Third Party or are otherwise communicated to the Member included through the Web-Site by such Third Party.

IYC does not support or endorse the sale or purchase of any products or services on the Web-Site and accepts no liability for any errors or omissions, on behalf of Third Parties. IYC will not be responsible for any non-performance or breach of any contract entered into between Member and Third Parties.

IYC does not guarantee that the Third Parties will perform any transaction displayed / concluded on their websites.

IYC should not be called to resolve any dispute or disagreement with the Third Parties. IYC will not be party to any legal proceedings between the Member and a Third Party contracted through the site.

In the course of any proposed transaction between the Member and the Third Parties, IYC at no point of time acquire any interest over the products or services forming part of the transaction and will not be responsible in any manner for any alleged non performance by any Third Party.

Merely on account of the fact that the payments for the Services are routed or facilitated through the Card, IYC cannot be deemed to acquire any responsibility or obligation under any transaction between the Member and any Third Party.

Prices of any product(s), if displayed at the Web-Site or at the Third Party’s websites are subject to change at the discretion of IYC and/or the Third Party.

In connection with any of the Services being provided by any Third Party, all commercial/contractual terms are offered by and agreed to between the Member and Third Party only.

IYC does not have any control or does not advice or in any way involve itself in the offering or acceptance of such commercial/contractual terms. The commercial/contractual terms include without limitation the price, shipping/transportation costs, payment terms, timelines and mode of delivery, warranties offered by Third Party/s and after sales services related to Services. IYC does not determine or advise or in any way involved in any manner in such transactions between the Member and Third Party/s.

For the sake of clarity, it is reiterated that IYC and / or the Web-Site may not be the last–mile service provider to the Members and therefore, neither IYC nor the Web-Site shall be or deemed to be responsible for any lack or deficiency of Services provided by any Third Party. IYC is not responsible for any unsatisfactory or delayed performance of Services by Third Party/s or any damage or delay as a result of products which were to be supplied / arranged by Third Party/s and are out of stock, unavailable or back ordered.

With respect to the Services provided by the Third Parties, IYC and the Web-Site hereby disclaim all warranties and conditions with regard to the quality, value, software, products and services, including all implied warranties and conditions of merchantability, satisfactory quality and fitness for a particular purpose, title, and non–infringement. No advice or information, whether oral or written, which the Member obtains from the Web-Site or through the web-sites of the Third Parties shall create any warranty. Member is also informed that there could be unknown risks in dealing with underage persons or people acting under false pretence and the Member should on his own assess the authenticity of the Third Part/s and/or other persons with whom he/she propose to enter into any transaction.

If the Member does not agree with any of the terms of this Agreement, he / she is advised not to read the material on any of the Web-Site pages or otherwise use any of the contents, pages, information or any other material or content provided by the Web-Site. The sole and exclusive remedy of the Member in case of disagreement, in whole or in part, of this Agreement, is to discontinue using the Services under intimation to IYC.


Services Owned and Provided by IYC without any charge or fee

The information communicated and provided to the Members has been sourced from various third parties including advertisers, marketing agents, resellers and other business partners. Every endeavour has been undertaken by IYC to ascertain the authenticity and veracity of the contents on the Web-Site and neither IYC not the Web-Site guarantees or claim accuracy, integrity or quality of such content nor can IYC or the Web-Site be held responsible for any such information or content, including its authenticity, quality, legality, any intellectual property rights compliance or any resulting loss or damage.


SPECIFIC TERMS FOR YHELP SERVICE

IYC’s endeavor is to assist its Members in fulfilling their social responsibility of providing their services and / or making donations by them to identified Non-Government Organizations (NGOs).

IYC being a facilitator does not guarantee the usage of the donation by the NGO in the agreed / pre-determined manner.

Members should acknowledge that IYC is merely a facilitator between the Member and the NGOs and are requested to check the authenticity of the listed NGOs before making any donation.

The tax exemption certificates will be issued by the concerned NGO directly to the Member. However, IYC will try to ensure that the NGOs send tax exemption certificates in a timely manner. IYC will provide its best possible assistance in this regard but do not guarantee any act or omission by the NGOs. The IYC shall provide the relevant details of the Member to the concerned NGO for issuance of tax exemption certificates

Any liability or obligation of IYC shall completely cease to exist immediately upon transfer of donation amount to the concerned NGO.


SPECIFIC TERMS FOR YSTUDY (NOTES)

The study notes will not be physically delivered but may be digitally downloaded online i.e., the subscribed notes content may be downloaded from the Web-Site.

The study notes are the intellectual property of the respective authors protected under the copyright laws and can be used by the Members for limited personal non-commercial purpose only. Neither IYC nor the Web-Site shall have any obligation with respect to the factual contents of the study notes.

Subject to payment of consideration, the study notes are available to the Members in PDF format.


Specific Terms for Image Consulting Service under YFashion

The image analysis and/or occasion based styling reports may not be of personalized nature and the opinion depends upon the compatibility of the individual Member’s details vis-à-vis comprehensive details upon which the image analysis platform is devised. The quality of data and information furnished by the Members also to a great extent affect the quality of reports generated.

The Members are advised to cautiously exercise their personal wisdom before considering the image analysis and/or occasion based styling reports as the online generated reports might suffer from the limitations usually associated with like customized software.

The image analysis and/or occasion based styling reports, being advisory in nature should be used to limited extent only and the Members are advised to refer to their personalized image consultant or advisor before acting upon any advise.


Specific T & C for Online Sales (Third Party)

IYC being an intermediary or a facilitator is not involved in any sale or purchase of goods/services and will not be in a position to control in any manner any transaction between the Member and the vendors / sellers displaying their products or services on the Web-Site.

The contract for sale of any of any goods or services (“Contract”) shall be a strictly bipartite contract between the Member and the third party vendors/sellers regulated through the terms and conditions of sale indicated or displayed or included in the goods’ or service’s description or as may be available at such vendor’s / seller’s website.

IYC is not engaged in sale or retailing business and expressly disclaims any warranties or representations, express or implied, in respect of quality, merchantability or legality of the goods or services listed and transacted on the Web-Site.

IYC will not be responsible for unsatisfactory or delayed performance of services by third party vendors/sellers or damages or delays as a result of goods being are out of stock, returned undelivered or otherwise unavailable. IYC shall in no manner be responsible for any non-performance or breach of Contract.

The Member is also advised to ensure that address at which delivery of the product ordered by him/her are to be made should be correct and proper in all respects. After the receipt of payment from the Member, the vendor / seller shall directly arrange for the delivery of the goods or shall organize the provision of services to the Member. All responsibility of safe delivery vests with such vendor / seller and accordingly there will not be any obligation or liability on the part of IYC for non delivery or damaged goods or non provision of agreed services.

The third party seller/vendor shall invoice / bill directly to the Member.

IYC does not control the information including the relevant terms and conditions provided by Third Parties which is made available on the Web-Site.


DIRECT SALES

ESHOP IS A PLATFORM WHERE THE THIRD PARTY SELLERS GET A CHANCE TO MEET THE MEMBERS

ESHOP section of the Web-site acts as a platform where various Third Party sellers and suppliers display their products to the Members. The Web-site acting as a conduit between these Third Parties only facilitates their interaction with the Members and cannot at any point of time be deemed to be controlling the transactions between them.

The products displayed and services offered under this section are solely of the above referred Third Parties utilising the Web-site merely as intermediary. Therefore, all commercial/contractual terms (including but not limited to price, transportation costs, payment terms, date and period of delivery, warranties related to products and services and after sales services) should strictly be negotiated between the Third Parties and Members only. IYC does not have any control or does not determine or advise or in any way involve itself in the offering or acceptance of such commercial/contractual terms between the Buyers and Sellers.

IYC or the Web-site do not advise, recommend or guarantee any product or service. The transaction concluded through the Web-site will be a transaction directly between the Third Party(s) and Member(s) and the Web-site will not be under any obligation with respect to performance, non-performance, breach or omission by either of these parties. At no point of time or at no stage, Web-site will gain possession or acquire any right or interest in the products displayed or services offered by the Third Parties. All transactions or contracts originating through the Web-site shall be absolute bipartite contracts between the Third Parties and the Members.

Disputes, if any, of whatsoever nature, between the Third Parties and the Members shall be agitated or settled between them without involving or engaging the Web-site.

The Members should independently evaluate the characteristics of the products displayed or services offered and verify the credentials of the Third Parties and should also peruse and agree to the terms and conditions displayed, conveyed and communicated by the Third Parties. The terms and conditions with respect to the products displayed or services offered as communicated through the Web-site shall be of and from the Third Parties only who will remain solely liable for the same.

The payments towards the products purchased or services availed by the Members shall only be made and routed through the Cards. By agreeing to the terms and conditions displayed at the Web-site and those of the Third Parties, the Members have authorised the Web-site to process and remit payments to the Third Parties through the Cards.

However, merely on account of the fact that the Card was used as a mode and manner of effecting payment of consideration, neither IYC nor the Web-site will assume any responsibility for or on behalf of either party and the contract shall at all times remain a contract on principal to principal basis between the Third Parties and the Members.

Replacement of the products or refunds towards the products or services, displayed at the ESHOP section of the Web-site shall be in accordance with the terms and conditions of offer by the Third Parties as accepted and agreed to by the Members before concluding the transaction. The Web-site shall under no circumstances be asked for any replacement in any manner.


REFUND POLICY

Products supplied or services provided by Third Parties-

Refunds in respect of products supplied or services provided by Third Parties to the Members will be entertained by the said Third Parties in accordance with the terms and conditions of refunds mentioned at their respective websites or are otherwise conveyed by them to the Members. IYC or the Web-site assumes no responsibility or obligation for refunds where the products were supplied or the services were provided by the Third Parties which shall be strictly governed by the independent contract between the relevant Member and the Third Party

Products supplied or services provided by IYC-

Ebooks and study notes :

No claim of refund shall be entertained by IYC wherein the product supplied was in the nature of digitally downloaded material.

Pre Owned books:

In the event of cancellation of the order made by a Member in accordance with the cancellation policy, the refund due, if any will be processed by crediting the agreed amount back to the Card of the relevant Member.

Refund Process-

1. For processing any claim of refund, Members are advised to approach us through our customer care team via email or call.

2. Our customer care team will then validate the request by verifying necessary details like the timelines, product type and warranty terms etc. and shall accordingly process the claim.

Order Cancellation Policy for Pre Owned Books-

An order placed by a Member through the Web-site may be cancelled before shipment due to any of the following reasons:

1. The specific product/model is out of stock at the source location;

2. The order is not capable of being shipped within the agreed timelines;

3. On specific request made by the ordering Member in this regard;

4. The shipping address is not serviceable;

5. Any other reason beyond the control of the relevant third party merchants or IYC.

The orders placed by the Members through the Web-site may be cancelled post shipment and delivery due to any of the following reasons:

1. The ordered product is found to be defective which the third party merchant is not able to either replace or repair;

2. The product shipped / delivered is different from the product ordered;

3. The product has been found to be damaged or tampered with during transit and delivery of the same is not accepted by the Member for the said reason.

Specific Terms & Conditions for the Reloadable Prepaid Card provided by the Bank

The Card shall be issued by the Bank and all or any payments towards the availment of Services whether provided by IYC or Third Parties shall be made exclusively through the Card. The Card shall be issued to Members only.

The Member shall be required to provide the duly filled in card application form along with requisite KYC documents to enable the Bank to issue the Card. The issuance, processing, debits and credits to the Card shall be governed by separate independent agreement between the Member and the Bank. Any breach or non-compliance of the Agreement herein will lead to blockage of the Card.

The Bank shall be solely responsible for customer services in relation to issuance and operation of the Cards. Queries if any, including with respect to issuance, activation, usage of the Cards or with respect to the transactions undertaken/proposed to be undertaken through the Cards shall be the sole responsibility of and addressed by the Bank. The Bank shall also be solely responsible to the Members regarding enquiries about the services related to the card application form processing, card issuance, card balance, transactions and card servicing via Bank’s customer care, prepaid self-care portal or ATM.

The Bank shall be solely responsible for customer services in relation to issuance and operation of the Cards. Queries if any, including with respect to issuance, activation, usage of the Cards or with respect to the transactions undertaken/proposed to be undertaken through the Cards shall be the sole responsibility of and addressed by the Bank. The Bank shall also be solely responsible to the Members regarding enquiries about the services related to the card application form processing, card issuance, card balance, transactions and card servicing via Bank’s customer care, prepaid self-care portal or ATM.

IYC or the Web-Site will not assume any responsibility or obligation with respect to the Card or its usage in any manner merely by reason that the loading / re-loading of Card has been carried out online from the Web-Site.

It is reiterated and clarified that the Card will evidence a binding and contractual relation between the issuer i.e., the Bank and the Member only regulated in terms of the agreement between both parties and IYC does not assume any risk, liability or responsibility with respect either to the Card or the money lying in credit in the Card.


LEGAL

The Member shall at all times ensure full compliance with the applicable provisions of the Information Technology Act, 2000 as amended from time to time and rules and regulations made thereunder and also all extant statutes, rules and regulations regarding his / her use of the Services.

The Member does further unequivocally declare that in case he / she violates any provision(s) of the Information Technology Act, 2000 and/or rules, regulations, guidelines, byelaws and notifications made thereunder, he/she shall alone be responsible for all his / her acts, deeds and things and that he / she alone shall be liable for civil and criminal liability there under or under any other law for the time being in force.

The Member shall not host, display, upload, modify, publish, transmit, update or share any information which:

(a) belongs to another person and to which the Member does not have any right to;
(b) is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
(c) Harm minors in any way;
(d) Infringes any patent, trademark, copyright or other proprietary rights;
(e) violates any law for the time being in force;
(f) Deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
(g) Impersonate another person;
(h) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
(i) Threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.

The Members are also refrained from undertaking any act that leads to violation of security of the Web-Site including but not limited to the following:

(i) Unauthorized access to any data or log-in to a server or account;
(ii) Scrutinizing susceptibility of network or system with a view to breach its security or validation procedures;
(iii) Endeavoring to interfere with the services meant for any other Member or network or host;
(iv) Faking or falsifying any TCP/IP packet header or any part of header information in any manner.
(v) Using device, program, algorithm or methodology, or any other process, to gain access, acquire, copy or observe any part / content of the Web-site or in any manner reproduce or circumvent the staging of the Web-site or any of its contents, with a view to obtain any materials, documents or information not deliberately made available on or through the Web-site.
(vi) Tracking any information pertaining to other Members, visitors of the Web-site, Third Party/s or other persons directly or indirectly related to IYC or the Web-site.
(vii) Using any device or software to interfere with the functioning of the Web-site or connected networks or hampering any transaction conducted on or through the Web-site involving/participating in any way on your own or through group/s of people, intentionally or unintentionally in DoS/DDoS (Distributed Denial of Services).


Privacy Policy

Collection of personal information, Use of demographic/profile data, cookies, Links to other sites , Opt-out options, Advertisements, user consent.

IYC stores and processes Member’s information including any sensitive financial information collected (as defined under the Information Technology Act, 2000), if any, on computers that may be protected by physical as well as reasonable technological security measures and procedures in accordance with Information Technology Act, 2000 and rules there under.

When the Member visits/surfs the Web-Site, certain personal information about Member such as his/her IP Address, etc. may be automatically stored with IYC. Such information may include, without limitation, name, email address, contact address, mobile/telephone number(s), sex, age, occupation, interests, financial information, content, IP address, standard web log information, information about computer hardware and software and such other information as may be required for Member’s interaction with the Services and from which his / her identity is discernible.

The information provided by the Members shall not be given to third parties (third parties for this purpose do not include IYC’s group / holding / subsidiary companies and or IYC’s service partners, if any /associates) for marketing purposes and other related activities without Member’s prior consent or except as specifically provided herein including in connection with providing the Services opted by the Member. However, in case the information is sought by statutory authorities under certain legal requirements, the Member hereby consents to such sharing.

Any interaction between IYC and the Member can be via SMS, e mail or by voice call on the contact number given by the Member. The Member hereby unconditionally consents that such communications via SMS, e mail and/ or voice call by IYC is (a) upon the request and authorization of the User, (b) ‘transactional’ and not an ‘unsolicited commercial communication’ as per the guidelines of Telecom Regulation Authority of India (TRAI) and (c) in compliance with the relevant guidelines of TRAI or such other authority in India and abroad.

The Member shall be solely responsible for maintaining confidentiality of the password and user identification and all activities and transmission performed by the Member through his / her user identification. The Member shall be solely responsible for all activities happening under his / her user identification whether authorized or not and agrees to immediately notify IYC of any unauthorized use of his / her account and password.

No recourse shall be taken against IYC for any alleged or actual infringement or misappropriation of any proprietary rights in Member’s communications or sharing of information with IYC.

Links to Other Sites: The Web-Site contains links to other sites that are not owned or controlled by IYC and therefore, IYC and the Web-Site are not responsible for the privacy practices of such other sites. Links to Other Sites: The Web-Site contains links to other sites that are not owned or controlled by IYC and therefore, IYC and the Web-Site are not responsible for the privacy practices of such other sites.

Unless it is expressly stated otherwise, IYC makes no representations whatsoever concerning the contents of those websites.

The fact that IYC has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers.

There are risks associated with using any information, software, or products found on the internet, and IYC cautions Members to make sure that they understand these risks before retrieving, using or relying upon the same.

IYC is not responsible for the privacy practices of other websites and the Members are requested to check privacy statements of these other sites for more information about their policies on collection and use of personal information.


INDEMNITY

The Member agrees to indemnify, defend and hold harmless IYC and the Web-Site and its respective lawful successors and assigns from and against any and all losses, liabilities, claims, damages, costs and expenses (including reasonable legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by IYC and / or its affiliates, its respective lawful successors and assigns that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any covenant or obligation to be performed by the Member pursuant to this Agreement.

Notwithstanding anything else to the contrary contained elsewhere herein or otherwise at law, IYC’s liability (whether by way of indemnification to the Member or otherwise) regardless of the cause of action (whether in contract, tort, breach of warranty or otherwise), shall be restricted to a maximum of INR 1,000 (Indian Rupees One Thousand only).


LIMITATION OF LIABILITY

Under no circumstances, IYC or the Web-site shall be liable for any special, incidental, indirect or consequential damage caused or suffered by any Member or visitor of the Web-site or any person directly or indirectly associated herein.


JURISDICTION

If any dispute arises between the Member and IYC during Member’s use of the Web-Site or thereafter, in connection with and arising from his / her use or attempt to use this Web-Site, the dispute shall be referred to arbitration by a sole arbitrator appointed by IYC.

The venue of arbitration shall be New Delhi and the proceedings shall be conducted in accordance with the Arbitration and Conciliation Act, 1996.

The arbitration proceedings shall be in the English language.

These terms and conditions are governed by and shall be construed in accordance with the laws of the Republic of India and any dispute shall exclusively be except as above, subject to the jurisdiction of the appropriate Courts situated at New Delhi, India.


FORCE MAJEURE

IYC shall not be liable for delays or inabilities in performance or non-performance in whole or in part of its obligations due to any causes that are not due to its acts or omissions and are beyond its reasonable control, such as acts of God, fire, strikes, embargo, acts of government, acts of terrorism or other similar causes, problems at airlines, rails, buses, hotels or transporters end. In such event, the Member affected will be promptly given notice as the situation permits.

Intellectual Property Rights – Digital Content (Academic Content), YFashion

Some contents on the Web-Site belong to Third Parties. Such contents have been reproduced or would be made available or shared with the Members after taking prior permission from the said party and the copyright of such contents would remain exclusively with the said party. IYC shall not be responsible for any mistakes factual or otherwise, which might appear in such contents.

Except as above, the copyright in the contents of this Web-Site including but not limited to, its design, text, graphics, screen shots, files and the selection and arrangement thereof belong to IYC. Accordingly, IYC reserves all rights.

None of the contents herein shall be copied, reproduced, distributed, republished, downloaded, displayed, posted electronically or mechanically, transmitted, recorded, in any manner, without prior written consent of IYC. Copying of part or all the contents of this Web-Site without permission of IYC is prohibited except to the extent that such copying/printing is necessary for the purposes of availing of the Services provided. Any other use of materials on this Web-Site, including any commercial use, copying for purposes other than that noted above, modification, distribution, or republication without the prior written consent of IYC is strictly prohibited and may violate copyright or trademark laws.

Any code created by IYC to display the content at the Web-Site as a whole or its respective pages is also protected by IYC’s copyright.

Use of any of the Web-Site content on any other web site or in a networked computer environment is strictly prohibited. The restriction extends, without limitation, to uploading or republishing or incorporating these contents on any web site or database or compilation for any use or purpose.

The Members are also prohibited from copying or adapting the HTML code created by IYC for the Web-Site.


GRIEVANCE OFFICER

In accordance with Information Technology Act, 2000 and rules made there under, the name and contact details of the Grievance Officer are provided below:

Mr. Rajay Tyagi
Address: 10, Maharani Bagh, Central Avenue, New Delhi -110065
Phone: 8800180180
Email: rajaytyagi@myiyc.co.in
Contact timings: 9:30AM - 6:30PM

IT'S NOT JUST A PAYMENT CARD

ITS THE Indian Youth Card

IT'S NOT JUST A PAYMENT CARD

ITS THE Indian Youth Card

No Wait.. No Bank A/c Requried.. All You Need Is One ID Proof!

GET YOUR CARD NOW